Designed to be a resource for homeowners, buyers, and sellers alike; the goal of this website is to provide you with information. Whether you're looking to buy your first home, thinking about listing your current home, or just want helpful tips on home ownership, Team Timmons is here to help. Want to talk to an Agent? Click Below.
Food Insecurity is defined as the state of being without reliable access to a sufficient quantity of affordable and nutritious food. Food insecurity affects 1 in 6, or as many as 12.5 million children, in the US alone. Lack of food and nutrition in the life of a child affects their ability to learn and grow and can leave lasting affects on their lives. In our state of Pennsylvania approximately 79,620 children are affected by food insecurity.
Fortunately for the children of Derry Township and surrounding areas there is Cocoa Packs. Cocoa Packs is a non profit organization formed in 2015, operating out of Hershey Middle School. Their goal is to provide food security to children at home. Many children qualify for subsidized meals while they are at school but the founders of Cocoa Packs want to ensure that those children also have enough to eat during the other 185 days of the year. Their efforts help fill the food gaps for children during the weekends, holidays, and summer vacation. Since its formation the organization has grown immensely, with the help of over 1,000 volunteers they serve over 500 children every week. They also operated the Clothing Closet which helps provide clothes and shoes for school children grades K-12. Over 300 children have benefited from the Clothing Closet. Since their formation in 2015 there have been over 16,000 pantry visits and cocoa packs delivered.
If it weren't for the communities we live in, Team Timmons would not be where we are today. Volunteering some of our time to organizations like Cocoa Packs is how show our gratitude. If you have time to give, this is definitely a worthwhile organization and cause to give it to. Its a great feeling to be an active member of the community instead of just occupying it.
Thank you Cocoa Packs for all that you do!
Autumn is a wonderful time to be a Pennsylvanian. The air finally begins to cool after what was a hellish summer (as always). Penn’s woods turns more colors than the mind can conjure. PA farmers are getting ready to harvest apples, pumpkins and strange looking squash in abundance, as well as convert those shriveled corn fields into mazes and other family fun activities. Mums are out, scarecrows are out, and of course, Halloween is right around the corner! As I write this I can already smell the cool air, tinged with fallen leaves and hay, and see in my minds eye skeletons, candy corn, and a mug of spiked apple cider. Ahhhh. Yet, as quickly as these images are conjured, they are derailed by the one thing that I dread every fall. It crawls to the forefront of my fall memories and covers up the smell of leaves, and hay, and apples with its own dreaded odor. You know what I’m talking about. Halyomorpha Halys, better known as the Stink Bug.
What is it and why you might need it
If you are looking to purchase a property in a flood zone your lender may require you to obtain flood insurance before you can close on the property. Homeowners insurance does not cover flood damage and according to The National Flood Insurance Program “just a few inches of water can cause tens of thousands of dollars in damage”.
Property purchased in a high risk flood zone using a federally regulated or insured mortgage will be required to have flood insurance. In most cases the policy will have to be maintained until the mortgage is paid off. This is because the lender often has greater financial stakes in a home that is financed than the buyer. Flood insurance helps prevent the risk of a homeowner ceasing mortgage payments and walking away from a flood damaged property thereby protecting the lender.
Look up any property to see if it is in a flood zone here.